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You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport

Your complete physical and mailing address

Social Security Number

Date of Birth

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Available Products

Checking Savings Money Market Certificate Account

Connected Checking

A no-cost account when you have $500 in direct deposit or minimum daily balance. Connected Checking Account Details

Max APY: 0.00% Min Deposit: $50.00

Banner's Best Checking

Carry higher balances that earn interest, enjoy relationship pricing, and get reimbursed for any ATM fees in the U.S. Learn more about our Banner's Best Checking Account

Max APY: 0.07% Min Deposit: $50.00

Rewards Checking

Get coverage for yourself, your identity and your cell phone. Learn more about our Rewards Checking

Max APY: 0.00% Min Deposit: $50.00

Banner's Digital Account

A fully digital account with no overdraft fees and a predictable monthly service charge. Learn more about our Banner's Digital Account

Max APY: 0.00% Min Deposit: $25.00

High Yield Relationship Savings

For higher balances, earn our best rates on a fully liquid savings account. Learn more about our High Yield Savings Account

Max APY: 4.08% Min Deposit: $25,000.00

Connected Savings

Earn interest and start saving with as little as $25. Learn more about our Connected Savings

Max APY: 0.02% Min Deposit: $25.00

Banner's Best Savings

Earn premium tiered interest rates. Learn more about our Banner's Best Savings Account

Max APY: 1.01% Min Deposit: $100.00

Money Market Savings

Earn interest with the option to write checks. Learn more about our Money Market Savings Account

Max APY: 1.01% Min Deposit: $100.00

7 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 4.08% Min Deposit: $2,500.00

9 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 3.82% Min Deposit: $2,500.00

13 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 3.56% Min Deposit: $2,500.00

36 Month Bump CD

Earn a fixed return on your insured savings with a one-time option to increase the rate during the term of the CD. Learn more about our Certificate of Deposit Special Offers

APY: 2.28% Min Deposit: $2,500.00

3-5 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 0.15% Min Deposit: $2,500.00

6-11 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 0.20% Min Deposit: $2,500.00

12-17 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 0.40% Min Deposit: $2,500.00

18-23 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 0.50% Min Deposit: $2,500.00

24-35 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 0.60% Min Deposit: $2,500.00

36-59 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 0.45% Min Deposit: $2,500.00

60-119 Month CD

Earn a high return on your insured savings with a fixed interest rate for the term. Learn more about our Certificate of Deposit Offers

APY: 0.55% Min Deposit: $2,500.00

APY (Annual Percentage Yield)

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$50.00	N/A

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.02%	0.02%	$0.00	$50.00	N/A
.	0.02%	0.02%	$5,000.00	$50.00	N/A
.	0.05%	0.05%	$25,000.00	$50.00	N/A
.	0.07%	0.07%	$100,000.00	$50.00	N/A

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.50%	0.50%	$0.00	$25,000.00	N/A
.	2.00%	2.02%	$25,000.00	$25,000.00	N/A
.	2.40%	2.43%	$50,000.00	$25,000.00	N/A
.	2.70%	2.74%	$100,000.00	$25,000.00	N/A
.	3.00%	3.05%	$250,000.00	$25,000.00	N/A
.	3.25%	3.30%	$500,000.00	$25,000.00	N/A
.	3.50%	3.56%	$1,000,000.00	$25,000.00	N/A
.	3.75%	3.82%	$3,000,000.00	$25,000.00	N/A
.	4.00%	4.08%	$5,000,000.00	$25,000.00	N/A

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$50.00	N/A

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.02%	0.02%	$0.00	$25.00	N/A

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.10%	0.10%	$0.00	$100.00	N/A
.	0.20%	0.20%	$5,000.00	$100.00	N/A
.	0.30%	0.30%	$25,000.00	$100.00	N/A
.	0.55%	0.55%	$100,000.00	$100.00	N/A
.	0.70%	0.70%	$250,000.00	$100.00	N/A
.	1.00%	1.01%	$1,000,000.00	$100.00	N/A

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Banner Bank online account opening is currently limited to applicants residing in Washington, Oregon, Idaho, and California. Do you reside in one of these states?*

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A "Transfer From Another Financial Institute" will take 1-2 Business Days to complete.
If you prefer to stop by a branch to fund your account you may select "Mail A Check". A Personal Banker will contact you upon approval to make arrangements for your in person visit.
If "Mailing a Check" make payable to the name(s) on the application and mail to:

Banner Bank
Digital Services Branch
PO Box 19430
Spokane, WA 99219

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'Doing Business As' Information

DBA Business Information

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

To speed up the process of your new account you may upload your Address Verification (ie.utility bill, rental agreement,or drivers license).

Click or tap here to capture or upload an image or document.

Additional Information

Do you intend to accept or transact using Cryptocurrency (such as Bitcoin)?*

Do you receive income from the production, distribution, or sale of Hemp/CBD products?*

Do you receive income from the production, distribution, or sale of Marijuana products?*

Do you have any beneficiaries?

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Do you have another applicant?

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Speed up your application process by taking the BACK image of your US driver's license.

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Minor Information

Suffix (Jr., Sr., etc.)

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Additional Information

Do you intend to accept or transact using Cryptocurrency (such as Bitcoin)?*

Do you receive income from the production, distribution, or sale of Hemp/CBD products?*

Do you receive income from the production, distribution, or sale of Marijuana products?*

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About Your Joint Applicant

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Address

Zip

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About Your Employment

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To speed up the process of your new account you may upload your Address Verification (ie.utility bill, rental agreement,or drivers license).

Click or tap here to capture or upload an image or document.

Additional Information

Do you intend to accept or transact using Cryptocurrency (such as Bitcoin)?*

Do you receive income from the production, distribution, or sale of Hemp/CBD products?*

Do you receive income from the production, distribution, or sale of Marijuana products?*

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Please answer the following question(s)

How did you hear about the Banner Bank?*

Would you like to setup overdraft protection to link your Banner savings and checking accounts?*

What will the primary purpose of this account be? (ex: Main Bank Account, Vacation funds, Bill account, etc.)*

Once an account is approved, the funding will be initiated and the account opened. If the required signed documentation is not received by Banner Bank within 30 days of account opening, the account will be subject to closure.*

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Do you expect to deposit or withdrawal Cash on a regular basis?*

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Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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Online Electronic Disclosure and Demonstrable Consent Notice
To move forward with your application, you consent to receive Banner Bank account disclosures electronically and to confirm that your electronic device meets all of the recommended hardware and software requirements. By completing your online application and viewing your account documents you will have shown demonstrable consent that your computer or mobile device meets the minimum requirements to open and view electronic disclosures for this application and that you consent to receive electronic communications from Banner Bank.

Important Information About Providing Know Your Customer (KYC) Identifying Information
To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires all financial institutions to maintain a sufficient KYC program. This requires Banner Bank to obtain, verify, and record information that identifies each person who maintains a customer relationship with Banner Bank. Persons include individuals and legal entities, such as corporations, limited liability companies, partnerships, or trusts.

What Does Banner Bank do with your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Important Information for our California Residents
To learn about specific privacy rights for our California residents, please review the California Consumer Privacy Act Notice at www.bannerbank.com/privacy-policy. A printed copy is available upon request.

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